Research and evidence based (academic, dispassionate, independent) 
Markets work (i.e., markets are “highly efficient”) 
Tactical overweights and underweights based on valuations and risk 
Emotional and behavioural factors play a bigger role than most acknowledge 
Long-term perspective (preferably 20+ years) 
Diversification within and throughout many asset classes 
Account for taxes, both risk tolerance and risk capacity,…
		 
						
									